Mortgage broker in Newtown, Bucks County PAMore than a doorway to a house.
We are the local team that gets you from pre approval to the front door you get to call home. One application, multiple lenders, and a real person who picks up the phone.
I want to buy a home
Pre approvals sellers take seriously, and loan options compared side by side.
Home purchase loansRefinancingI want to refinance
See your break even point before you decide whether a refinance is worth it.
Refinance optionsPlanningWhat can I afford?
Payment, affordability and refinance tools that show the full monthly picture.
Open the calculators
One door. One team. Every key you need.
One door opens to one local team that holds the keys to the resources you need for your next home or investment. A bank can only offer its own loans. As a mortgage broker down the street in Newtown, we take your scenario to multiple wholesale lenders and manage every step to the closing table.
We lead with education
Honesty, integrity and education are the mission. You will understand every number before you sign.
Mortgage questions answeredYou always know where things stand
Automatic status updates at every milestone, from application to clear to close.
See how buying worksWe are actually here
Second floor, 18 South State Street, behind the red door. Come sit down with us.
Visit the Newtown officeTight timeline? We have done it
Our clients talk about 22 day settlements in their reviews.
Read the reviewsThe right loan is the one that fits your life
FHA, VA, USDA, conventional, jumbo, renovation and loans for self employed borrowers, for qualified buyers in five states.
Buy a Home
From the first pre approval to the closing table, with one local team the whole way.
NewFirst Time Home Buyers
Low down payment options, state assistance programs and a team that explains every step.
Flexible creditFHA Loans
Lower down payment and more flexible credit guidelines, insured by the FHA.
VeteransVA Loans
No down payment and no monthly mortgage insurance for eligible veterans and service members.
Above $832,750Jumbo Loans
Financing above the 2026 conforming loan limit of $832,750.
HomeownersRefinance
Change your rate, your term or both, and see the break even point before you decide.
RenovatorsHome Renovation Loans
Compare 203k, HomeStyle, cash out and HELOC paths to fund the project.
NewNon QM and Bank Statement Loans
Bank statement and asset based options when tax returns do not tell the whole story.
From hello to house keys
The same five milestones on every loan, and you hear from us at each one.
Talk it through
A quick call or visit to understand your goals and budget.
Pre approval
Apply online in about 15 minutes. We review documents and issue your letter.
Offer accepted
We compare lenders, choose your loan and order the appraisal.
Processing
Your processor collects what underwriting needs and keeps everyone updated.
Clear to close
Final numbers, a closing date and the keys.
How our clients become part of the FAM
What it is like to work with us
5.0★★★★★Read our Google reviews
Funding America mortgage has been absolutely wonderful. Luke made our experience a super pleasant and wonderful. He is very professional and helped us through the whole process. He was very attentive and answered all of our questions. Even after the closing of the house, he has been very attentive and responsive with questions we have.Bailey CohenGoogle review
Working with Adam and the team at Funding America has been an exceptional experience. Their responsiveness and in-depth knowledge make the entire process seamless and stress-free. They were consistently available to answer any questions and provided clear, timely guidance throughout.Liz Proud BealsGoogle review
Christa Kusler and The Kusler Team are absolute pros when it comes to the home mortgage loan game. From start to finish, they guided me through the process with expertise, patience, and clear communication.David KalaiGoogle review
Meet the people behind the red door
Every loan officer has a personal page and a personal application link, so your file goes straight to the person you know.
Rooted in Newtown. Lending across five states.
We know the difference between a Levittowner and a Country Clubber, which Yardley streets need flood insurance, and why a Princeton tax bill changes your pre approval.
Straight answers to real mortgage questions
2026 Loan Limits in Bucks County: Conforming, FHA and Jumbo
The 2026 conforming loan limit is $832,750 and the Bucks County FHA limit is $630,200. Here is what those numbers mean for your home search.
K-FIT vs Keystone Advantage vs K-DATE: Which PHFA Help Fits You?
Pennsylvania's housing agency offers three main kinds of down payment help. Here is how K-FIT, Keystone Advantage and K-DATE differ, in plain language.
HELOC vs Cash Out Refinance When Your Rate Is Already Low
If you locked in a low rate years ago, tapping your equity takes more thought. Here is how to compare a HELOC, a home equity loan and a cash out refinance.
One useful email a month
Local market notes, program changes like new PHFA funding, and what is happening around Newtown. No spam, ever.
Have a question first?
Send a note and a loan officer will get back to you, usually the same day. Already working with someone on our team? Tell us and your message goes straight to them.
Funding America Mortgage
18 South State Street
2nd Floor
Newtown, PA 18940
(267) 608-4800
adam@becomefam.com
Monday to Saturday, 9am to 9pm. Sunday, 11am to 8pm.
