15 YEAR MORTGAGE ON THE CHEAP!

Get a FREE quote on a 15-year fixed rate save you thousands of dollars per year.

The Lowdown on 15-Year Fixed Rate Mortgage...

Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since the difference in interest rates isn't that great.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

Buy A Home With Funding America Mortgage

The 15-YEAR MORTGAGE LOAN Process

Here's how our home loan process works:

- Complete our simple 15-Year Fixed Rate Mortgage Qualifier

- Receive options based on your unique criteria and scenario

- Compare mortgage interest rates and terms

- Choose the offer that best fits your needs

Do I Qualify?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

SIX WAYS WE HELP YOU LOCK IN

LOWER RATES

SECURE YOUR HOME PURCHASE LOANS

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

REFINANCE FOR BETTER RATES

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

COMPARE RATES & PICK THE BEST

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.