FHA LOANS ON THE CHEAP!

Get a FREE quote on an FHA Loan and save thousands of dollars per year.

The Lowdown on FHA Loans...

Our FHA Loan Rates Are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We're here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

Buy A Home With Funding America Mortgage

The fha LOAN Process

Here's how our home loan process works:

- Complete our simple FHA Loan Qualifier

- Receive options based on your unique criteria and scenario

- Compare mortgage interest rates and terms

- Choose the offer that best fits your needs

why a fha loan?

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can't get approved for private mortgage insurance should look into FHA loans.

SIX WAYS WE HELP YOU LOCK IN

LOWER RATES

SECURE YOUR HOME PURCHASE LOANS

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

REFINANCE FOR BETTER RATES

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

COMPARE RATES & PICK THE BEST

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.