Investor loans are financial products specifically designed for purchasing real estate intended to generate income, distinguishing them from standard mortgages for primary residences. Because lenders view properties that are not owner-occupied as having a higher risk, these loans typically come with stricter requirements, including higher down payments (usually 15-25% or more), stronger credit score expectations, and higher interest rates. We aim to simplify the process of securing financing for your income properties, whether you need a conventional loan that falls under conforming limits or a specialized product like a DSCR loan that qualifies based on the property’s cash flow rather than your personal income. Start with our FREE Investor Loan Qualifier to easily compare different options and select the ideal strategy for expanding your real estate portfolio.