Adjustable Rate MORTGAGE ON THE CHEAP!

Get a FREE quote on an Adjustable Rate Mortgage and save thousands of dollars per year.

The Lowdown on ADJUSTABLE Rate MortgageS...

Our Adjustable Rates Are Low & Our Process is Quick & Painless

An ARM is an Adjustable Rate Mortgage. Unlike fixed rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower than that of a fixed rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.

We're here to make it a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Adjustable Rate Mortgage Qualifier.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

Buy A Home With Funding America Mortgage

The Adjustable rate mortgage LOAN Process

Here's how our home loan process works:

- Complete our simple Adjustable Rate Mortgage Qualifier

- Receive options based on your unique criteria and scenario

- Compare mortgage interest rates and terms

- Choose the offer that best fits your needs

Do I Qualify?

Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.

SIX WAYS WE HELP YOU LOCK IN

LOWER RATES

SECURE YOUR HOME PURCHASE LOANS

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

REFINANCE FOR BETTER RATES

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

COMPARE RATES & PICK THE BEST

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.